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It’s simple, the only documents you need to share are your bank statements for the last 90 days. You will also be asked to provide either your driver’s license number or your Medicare card number just for ID purposes. For example, making too many credit enquiries in a short space of time can negatively affect your credit score. Maintain good conduct on all your loans because missed repayments or frequent dishonours can work against you.

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I understand that you are looking for a short-term loan. Unfortunately, the options for you can be very limited since you are on a working holiday visa. On this page, there are questions asked that would let you know if Fair Go Finance is able to service your loan or not. Elizabeth Barry is lead editor for Finder’s global financial niches which includes banking, crypto and investments. She has written about finance for 10 years and is regularly featured in a range of publications and media including Seven News, the ABC, MSN, the Irish Times and Singapore Business Review. An establishment fee from $536 to $795, monthly fee from $10 to $11 and an interest rate ranging from 15.92% – 25.90%.

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